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​​Invest worry-free with a term deposit.

A Term Deposit (also known as a Guaranteed Investment Certificate, or GIC) gives you a competitive return and the flexibility to access your money after the term is over. It’s a win-win.​

​​Redeemable Term Deposit

  • Redeemable with full accrued interest after 30 days
  • Benefit from Credit Union Deposit Insurance
  • Use in registered and non-registered accounts 

​​​Non-Redeemable Term Deposit

  • Use in registered and non-registered accounts
  • Benefit from Credit Union Deposit Insurance

​​​Market Linked Term Deposit  

  • Returns based on stock market index performance
  • Interest is compounded annually, paid at maturity
  • Use in registered and non-registered accounts
  • Your choice of globally diversified or Canadian term deposit
  • Benefit from Credit Union Deposit Insurance

Rate Climber Term Deposit


1.50%

YEAR 1


2.00%

YEAR 2


2.25%

YEAR 3

  • ​Redeem your money on each year anniversary without a penalty
  • Use in registered and non-registered accounts
  • Earn compound or annual interest – your choice
  • Benefit from Credit Union Deposit Insurance 

Rates

Take a look at our latest and greatest term deposit rates.

Need a hand?

​Whether you're investing for retirement, a mortgage down payment or an education fund, our expert investment team will tailor their advice to help.

How much can I save?

​Our handy Savings Calculator will help you estimate how your investments will grow over time.

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